Do you know what most millionaires have in common? They are very intentional with their money. Put another way, they know where every dime goes. One other interesting fact about millionaires -most never earned more than $100,000 a year. Surprising right? So if you want to mirror success, then you need to develop a detailed personal budget. I’ll bet as you record every expense, you’ll be surprised exactly where your money is going.
So how do I build this personal Budget or a retirement Budget? First, download my free Excel VBA Budget Tool and get out your checkbook, credit card statements, and any other way you can get the details on your monthly expenses. I will help by providing a free Budget Spreadsheet Tool to help you make it easier. Oh, if you are building this budget because you are in a bad financial situation, my Free Spreadsheet is the way to go.
If you are interested in budgeting I have written a couple of short Blog posts that I think you will find relevant.
Budgeting, Savings and Investing to Build Wealth
10 Steps to Build Your Freedom Nest Egg
Oh, congratulations on taking the first step in becoming intentional with your money!
Have you started a budget and are working to build that pile? Have you hit some snags along the way? Why not share your experience please comment here. send your comments and suggestions here..
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