If saving more and spending less money interest you may I suggest my other another post:
Budgeting, Savings and Investing to Build Wealth
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Raymond Mills, M.B.A., M.S. has spent over 20 years of his career as Accountant, Investment Bank and Credit Card Technical Auditor/ Data Analyst. His specialty was using Excel to get Big Databases including Teradata, Oracle, Squel Server and Sybase to give up their secrets.
Ray has said “I love nothing better than using VBA to unleash the power of Microsoft Office.” You can contact Ray @ 484 574-3190 or by emailing him Here